General Terms & Conditions:
1. Unless otherwise specified, the promotion period is from January 1 to December 31, 2024 (both dates inclusive).
2. Unless otherwise specified, the promotion applies to cardholders of Citi Credit Cards, Debit Cards and Commercial Cards issued by Citibank (Hong Kong) Limited and other Citi entities ("Citibank") ("Eligible Cards") ("Cardholders"). The merchant may reject an Eligible Card if their payment system cannot handle some of the Eligible Card type, please contact the respective merchant for details.
3. Unless otherwise specified, Cardholders are required to state their intention to enjoy the offer(s) to the respective merchant prior to payment and settle the whole payment by respective Eligible Cards in order to enjoy the offer(s) from the respective merchant.
4. Unless otherwise specified, Cardholders are required to input designated promo code prior to payment (if applicable) and settle the whole payment by respective Eligible Cards in order to enjoy the offer(s) from the respective merchant.
5. Unless otherwise specified, the offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
6. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchants' absolute discretion. Photos, product specifications and prices are for reference only.
7. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
8. Citibank and the respective merchants reserve the right to amend the Terms and Conditions without prior notice.
9. All matters and disputes are subject to the final decision of Citibank and the respective merchants.
10. In the event of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
11. Other Terms and Conditions apply, please inquire the details with the respective merchants.

General Terms and Conditions of "Year-round and Privileged Offers":
1. The "Year-round and Privileged Offers" ("Offer") is valid from 1 Jan 2024 to 31 Dec 2024 (both dates inclusive) ("Promotion Period") (unless otherwise specified).
2. The Offer only applies to customers holding Principal Card or Supplementary Card of the credit card or Co-brand card ("Eligible Card") issued by Dah Sing Bank, Limited ("Bank") ("Eligible Cardholder"). The Bank's Cash Card, Corporate Card, Purchasing Card, Business Card, Gift Card, Private Label Card, "Smart Choice" Balance Transfer Program Account and Cash Conversion Plan Account are not eligible. Some participating merchants of the Offer ("Participating Merchants") do not accept payment with UnionPay Dual Currency Credit Card. Please refer to the Participating Merchants for details.
3. The Eligible Cardholder must settle full payment with Eligible Card to enjoy the Offer.
4. The Eligible Cardholder must also be a member of the Participating Merchant. To register as a member, please refer to the Participating Merchants for details. The personal data of Eligible Cardholders may be collected by Participating Merchants and the use of such personal data shall be subject to the Personal Information Collection Statement issued by Participating Merchants. For details, please refer to the website of the Participating Merchants (if applicable).
5. Unless otherwise specified, the Offer is available at all outlets, websites and / or mobile apps of the Participating Merchants (if applicable). In order to be eligible for the Offer, the Eligible Cardholder must enter a designated promo code / offer code / coupon code (if applicable) when making payment via the Participating Merchant's website or mobile app. The Bank or the Participating Merchants shall not be liable if the Eligible Cardholder fails to enter the designated promo code / offer code / coupon code and is unable to enjoy the Offer.
6. Foreign currency transactions shall be automatically converted into Hong Kong dollars on the date the relevant transaction is processed at a rate determined by the relevant card association (i.e. VISA International, MasterCard Asia / Pacific (Hong Kong) Limited, UnionPay International) (if applicable). For details of service charges relating to foreign currency transactions, please refer to "List of Service Charges for Dah Sing Credit Card / Private Label Card" issued by the Bank.
7. The Offer is only applicable to regular-priced items and is not applicable to fixed-priced, selected, discounted or promotional items (unless otherwise specified) (if applicable).
8. The Offer cannot be exchanged for cash, bonus points, other products, services or discounts. The Offer is not refundable and transferable and cannot be used in conjunction with other promotional offers, discounts, discount cards, VIP cards, cash vouchers and gift vouchers (unless otherwise specified) (if applicable).
9. The Offer shall be terminated immediately in the event that the Participating Merchant ceases business.
10. All photos, product prices and product information that relate to the Offer are provided by the Participating Merchants and are for reference purposes only. The Offer is subject to the relevant Terms and Conditions issued by the Participating Merchants. For details, please contact the Participating Merchants.
11. The use of cash coupons / gift coupons is subject to the relevant terms and conditions printed thereon. The Bank is not the supplier of any cash coupons / gift coupons / other gifts / products / food / services offered to the Eligible Cardholders and shall not be responsible for any matters in relation to the quality and availability of cash coupons / gift coupons / other gifts / products / food / services. The Bank makes no representation or guarantee in respect of such cash coupons / gift coupons / other gifts / products / food / services supplied under the Offer. Any enquiry, comment or complaint about such cash coupons / gift coupons / other gifts / products / food / services should be directed to Participating Merchants.
12. The Offer is subject to availability. The price and Offer terms may be changed from time to time. The Bank and Participating Merchants reserve the right to amend these Terms and Conditions or cancel or amend the Offer at any time without prior notice. For details, please contact the Participating Merchants. Should any disputes arise, the decision of the Bank and the Participating Merchants shall be final.
13. These Terms and Conditions shall form part of the applicable agreements governing the use of Eligible Cards and shall be construed accordingly. In case of any conflict between these Terms and Conditions and such agreements, these Terms and Conditions shall prevail.
14. In case of any fraud / abuse / reversal or cancellation of transactions in respect of which the Offer is awarded, the Bank reserves the right to debit the equivalent amount of the Offer from the Eligible Cardholder's account(s) without prior notice.
15. In the event of any discrepancy between the Chinese version and English version of these Terms and Conditions, the Chinese version shall prevail.
16. Gifts are available while stock lasts. Participating Merchants reserve the right to offer any alternative products if the relevant product is out of stock or otherwise not available without prior notice (if applicable).

Dining Offer's Terms and Conditions (if applicable):
1. The Offer is not valid on public holidays and eves, festive days and eves and black-out days such as Valentine's Day, Mother's Day, Father's Day and etc (unless otherwise specified).
2. The Offer is valid for dine-in food only. Advance booking is required. The Eligible Cardholder must indicate that the bill will be settled using an Eligible Card (as defined under clause 2 of the General Terms and Conditions) before ordering. The Offer is not applicable to discounted set meal / dishes (unless otherwise specified).
3. The Offer is not applicable to private parties, private room dining, banquets, special functions, room services, beverages, cigarette and liquor, promotional items / menus, ticketed events, tea and condiments and 10% service charges (unless otherwise specified).
4. If any food items are sold out, Participating Merchants reserve the right to substitute such items with alternative items without prior notice.

Terms and Conditions for Dining Offers:
1. Unless otherwise specified, the promotion period is valid till December 31, 2024.
2. The products/services are provided by the relevant merchant(s), China Construction Bank (Asia) Corporation Limited shall have no liability in any respect.
3. Cardmembers have to indicate their intention to enjoy the offers at the time of reservation and before ordering.
4. 10% service charge and charges for tea & condiments (if applicable) shall be counted based on original price.
5. Offers cannot be used in conjunction with other special promotion, discounts or promotional coupons, and cannot be transferred or exchanged for cash or other offers.
6. Unless otherwise specified, the offers are not applicable to public holidays/festive days and eve as specified by the merchant, banqueting, wedding banquets, VIP rooms, discounted set meals, special promotional item, cigarettes/cigars, beverages, bottled liquor/wine, tickets/coupons/vouchers, valet parking privileges, delivery service, take-away, or dates designated by the merchants, and are applicable to dine-in and Hong Kong outlets only.
7. The relevant offers shall be terminated immediately if the relevant merchant(s) or its outlets are not open for business.
8. All pictures and information of the offers are for reference only, please contact the relevant merchants for details.

Terms and Conditions for Merchant Promotion Program (“Program”):
1. Unless otherwise specified, the promotion period is valid till December 31, 2024.
2. Unless otherwise specified, this Program is only available for the credit card(s) (“Card”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”) (except Business Card) and is available to cardmembers of the Cards (“Cardmember(s)”) during the promotion period stated in our promotional material. For CCB (Asia) UnionPay Dual Currency Credit Cardmembers the offer is only available at merchants accepting UnionPay Dual Currency credit card for payment.
3. To enjoy the offers set out in this promotional material (“Offers”), you need to settle the retail transactions with the Card. The Offers cannot be used in conjunction with any promotional offer(s) and cannot be exchanged for cash.
4. The Offers are subject to availability. All pictures and information of the Offers are for reference only, please contact the relevant merchants for details.
5. The Bank will not provide notice of non-availability or substitution.
6. The products/services are provided by the relevant merchant(s), the Bank shall have no liability in any respect. The validity and use of any product or service of the Offers under the Program shall be subject to the relevant usage instructions and terms and conditions set by the supplier.
7. The Bank shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint, or dispute concerning any product or service must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his/her, payment or other obligations to us.
8. The Bank, merchants and suppliers reserves the right to vary the Program and/or these Terms and Conditions, or to cancel the Program, at our discretion at any time.
9. The Bank and the related merchant retain the final decision in any differences or disputes under the Program.
10. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.