General Terms and Conditions for HSBC Credit Card Red Hot Year-round Offers

When can you enjoy the offer
1. The promotional period is from 1 January to 31 December 2024.

What is the offer
2. Year-round offers
a. During the promotional period, you can enjoy dining or shopping offers of up to 10% off at Participating Merchants with your Eligible Credit Card.
3. Birthday offers:
a. You can enjoy birthday offers once during your birthday month. You are required to state the offer redemption in advance and pay for the transaction conducted at the selected hotels/restaurants with the designated Eligible Credit Card in order to enjoy the birthday offers.

How can you enjoy the offer
4. You can enjoy the offer during the promotional period if you:
a. hold an Eligible Credit Card and your credit card account is valid and in good standing;
b. make a three-day advance reservation to enjoy the birthday offers (unless otherwise specified). Please check with the Participating Merchants for details; and
c. to enjoy the birthday offers, Participating Merchants may ask you to present proof of identity for birthday month verification. Any collection of such personal data will be in accordance with the Participating Merchant's terms and conditions. We accept no liability in respect of the Participating Merchant's collection of the personal data.
5. You cannot:
a. transfer the offer or exchange it for cash or other products, services or discounts; and
b. use the offer in conjunction with other promotional programmes, offers, discounts, coupons, membership benefits or VIP privileges (unless otherwise specified). You may check with the Participating Merchants for details.

Read before you enjoy the offer
6. The offers are applicable to your HSBC UnionPay Dual Currency Credit Card only at outlets accepting it for payment.
7. Designated offers are applicable exclusively to designated card type(s) only. Please refer to individual offers for details of applicable card type(s).
8. The offers are applicable to regular priced items only and are not applicable to other discounted items, special/promotional offers, fixed price items, special promotional menu, guest chef promotions, cigarettes/cigars/tobacco, bottled wine, liquor, spirit, private functions, banquets, weddings, meetings/conferences, catering services, room service, ticket sales events, coupons, cash vouchers, complimentary valet parking, bonus point programme, any mileage programmes, sales merchandise, VIP/private rooms, any booked services before the promotional period and VIP/membership benefits (unless otherwise specified). Please check with the Participating Merchants for details.
9. The dining offers are only applicable to food bills (unless otherwise specified) and dine-in consumption only. Discounts on the beverage bills are only applicable to specific merchants. Please check with the Participating Merchants for details.
10. The dining offers in hotels are only applicable to 2-12 persons (unless otherwise specified). Please check with the Participating Merchants for details.
11. The maximum number of diners per table will be subject to the rules and regulation announced by the Government and the respective merchants.
12. The dining offers are not applicable to service charge, and any charge for tea and condiments (unless otherwise specified). Please check with the Participating Merchants for details.
13. You must be one of the patrons. Advance booking by stating a redemption of the offers is required. You may have to present the Card prior to enjoying the offers. Please check with the Participating Merchants for details.
14. In addition to those black-out dates that may be imposed by individual merchant, the dining offers are not valid on general holidays (including Sundays) in Hong Kong, eve of general holidays (excluding Saturdays), festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with the Participating Merchants for details.
15. The offers shall be terminated immediately upon closure of the outlets or business shutdown.
16. In case of renovation in any of the outlets of the Participating Merchants, no offers will be available. Please check with the Participating Merchants for details.
17. The offers are subject to additional terms and conditions set out by the merchants. Please check with the Participating Merchants for details.
18. Prices and products/services/offers/food/beverages/menu descriptions are provided by the Participating Merchants and are for reference only. You understand and accept that we are not the supplier of such products/services/offers/food/beverages/menu purchased and you should refer to the Participating Merchants for details. We accept no liability for the quality of products/services/food/beverages provided by the Participating Merchants.
19. All products and services relating to the promotion are available while stocks last. They are directly supplied by the Participating Merchants or third-party suppliers, and we accept no liability for their quality.
20. The use of the birthday offer will be subject to terms and conditions, please check with the Participating Merchants for details.
21. These terms and conditions and other terms and conditions of the Eligible Credit Card and the Participating Merchants will apply. We and the Participating Merchants reserve the right to vary or cancel the offer, or amend the terms and conditions from time to time without prior notice. Please refer to our website for the latest details, availability and terms and conditions of the offer.
22. If we or the Participating Merchants believe that you have acted in a fraudulent or abusive manner, you will not be able to enjoy the offer.
23. In case of disputes arising out of this promotion, the decision of the Participating Merchants and/or us shall be final and conclusive.
24. We write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English and Chinese versions of the promotional materials and these terms and conditions, the English version shall prevail.

What these terms mean
25. 'Eligible Credit Card' refers to any HSBC Personal and Business credit cards (excluding Purchasing Card and Private Label Card) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns).
26. 'Participating Merchant' refers to respective merchants which offering year-round offer and/or Birthday offer for HSBC Credit Cardholder.

全年優惠一般條款及細則
1. 推廣期由2024年1月1日至2024年12月31日(包括首尾兩日)。個別商戶的推廣期將有所不同，詳情請參閱商戶優惠一般條款及細則。
2. 持卡人須於點菜前／預約時／惠顧前(如適用)出示合資格之安信信用卡 ，並以該卡簽賬付款方可享優惠。
3. 全年商戶優惠可能不適用於公眾假期及節日(前夕及正日)及商戶不時指定之其他日子，詳情請向有關參與商戶查詢。
4. 全年商戶優惠須視乎供應情況而定。如有任何更改，將以惠顧時之優惠詳情為準。
5. 全年商戶優惠不可與其他優惠同時使用，亦不可兌換現金、其他貨品及不可轉讓。
6. 所有貨品資料、價目及圖片只供參考。
7. 除此宣傳品所含之條款及細則外，全年商戶優惠亦須受有關商戶的其他條款約束，詳情請參考個別優惠及推廣或向有關商戶查詢。
8. 商戶有權更改有關優惠推廣之期限，安信信貸有限公司（「安信」）概不承擔任何有關是項更改的責任，亦恕不另行通知客戶。
9. 如有參與商戶停止營業，該參與商戶所提供之優惠將會即時終止。
10. 安信對商戶提供的食品、產品或服務質素概不承擔任何責任及賠償，商戶將負上所有食品、產品及服務的法律責任。
11. 安信及商戶保留毋須事先通知的情況下更改、暫停或取消有關優惠及/或修訂其條款及細則的酌情權。
12. 安信及商戶對所有推廣及優惠事宜與及爭議保留最終決定權。
如此條款及細則的中、英文版有所差異，一概以英文版為準。

Year Round Merchant Offers Terms and Conditions
1. This merchant offers program is only applicable to customers (each a “Cardholder”) holding credit card(s) issued by Bank of Communications (Hong Kong) Limited (the “Bank”) and other credit cards as designated by the Bank from time to time (“Eligible Credit Card”), both principal and supplementary cards inclusive, but it is not applicable to the Bank of Communications Pacific Internet card and gift card.
2. In order to enjoy The Offers, Cardholder must indicate to settle payment by Eligible Credit Card prior to purchase / placement of order / reservation / settlement of payment and thereafter settle payment by Eligible Credit Card.
3. Advance booking is required for specific offers, including but not limited to beauty treatment, health check, dining and accommodation offers.
4. Offers cannot be used in conjunction with other promotional offers, coupons, discount, special-priced items, fixed price items, member-priced items, whole sale priced items, VIP offers, birthday offers or any other forms of offers unless otherwise specified.
5. Offers cannot be exchanged for cash, other products or discounts and are not transferable unless otherwise specified.
6. All offers, products, awards and gifts are available while stocks last. Only one free gift is allowed for each invoice.
7. Discounted items cannot be exchanged or refunded unless otherwise specified.
8. Dining offers are for dine-in only and not applicable to service charges unless otherwise specified.
9. Cardholders understand and accept that all photos, details, availability and descriptions of all products and services are provided by the corresponding merchants and are for reference only. The Bank has no responsibility whatsoever. All liabilities in relation to such products and/or services (including but not limited to the quality and supply) are solely borne by the merchants.
10. The Offers are bound by the terms and conditions of the relevant merchants. Please contact the relevant merchants for details.
11. The Bank and the relevant merchants reserve the right to amend any terms and conditions, change or terminate The Offers without prior notice. The Bank accepts no liability for any changes or termination of The Offers.
12. In case of any dispute, the decision of the Bank and the merchants shall be final.
13. No person other than the Cardholders and the Bank will have any rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623, the Laws of Hong Kong) to enforce or to enjoy the benefit of any terms under these terms and conditions.
14. In case of any discrepancy between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.