Welcome Offer: Apply now to earn up to HK$2,200 cash reward (invitation code “KRIPEASY” Exp: 9/30)!!
Earn cash rewards every step of your credit card journey! Including:
- HK$300 cash welcome offer upon signing up with our invitation code*;
- HK$800 upon HK$3,500 spend within 30 days after Mox Credit approval**, and;
- HK$1,000 upon depositing HK$250,000 within first 7 days and keeping it for 60 days^
= Total Mox reward of up to HK$2,100!!
Spending HK$3,500 within 30 days is quite do-able especially if it involves a round trip flight within Asia. If you already meet the HK$70,000 balance requirement needed for the 2% cash back feature (see below), putting in an extra HK$180,000 to secure HK$1,000 free cash is quite feasible as well. Just remember to keep it in your account for at least 60 days!
Additional HK$100 krip reward! 

As an extra incentive, krip is now offering an additional HK$100 cash reward upon successful application for Mox Credit! This means you get a total of HK$400 simply by signing up! Once you have been approved by Mox, send us your unique application code (received in your confirmation email) via Instagram @krip_hk and we will directly send you HK$100 via FPS. No strings attached.
*https://mox.com/static/KRIPEASY_Top_up_TnC.pdf
** https://mox.com/static/KRIPEASY_TnC.pdf
^ Subject to Mox New Funds Promotion Terms and Conditions
Why Mox Credit?
Mox is a virtual bank backed by Standard Chartered and partnered with HKT, PCCW and Trip.com, providing a wide variety of benefits and offers to help you easily save and spend smarter every single day. Enjoy best-in-town cash back rates with Mox Credit! The best part is Mox will credit you daily with actual cash, not points that you have to redeem later, meaning you can enjoy your cash back benefits right away! There’s more that Mox can do to help manage your spending. Come check out all the features of Mox Credit!
Feature 1: Enjoy best-in-town 2% UNLIMITED cash back everywhere
Mox’s most versatile feature is the 2% unlimited cash back as it applies no matter where you spend with your Mox credit card. Whether you’re paying the bills, treating family to dinner, or shopping in malls or online, you get 2% back. Every. Single. Time.
To enjoy 2% unlimited cashback, all you have to do is keep HK$75,000 in your Mox Account (excluding time deposits). But don’t worry even if you fall below the threshold as you can still enjoy 1% cash back!
Feature 2: Enjoy 3% UNLIMITED cash back across all supermarkets
Earn unlimited 3% cash back on eligible transactions made with Mox Credit at major supermarkets and grocery stores. ParknShop, Wellcome, Marks & Spencer, HKTV Mall, you name it. The more you shop, the more you earn! *
*Starting from September 26, 2023, an unlimited 3% CashBack will be offered for eligible transaction amounts made with Mox Credit at merchants defined as “Supermarkets and Grocery Stores” by MasterCard Asia/Pacific (Hong Kong) Limited.
Feature 3: Enjoy additional 3% cash back (with cap) across 29 popular merchants
From now until 30 September 2024, register both offers in Mox Rewards at Mox app to Earn up to 5% CashBack* at Trip.com and selected daily merchants (Extra 3% CashBack on purchases!).
Participating merchants include Trip.com, 7-11, Circle K, Mannings, Watsons, Deliveroo, Uber, KKBox, Apple Services, Google Play, MOOV, HKTaxi, and more!
*From August 1, 2024 to September 30, 2024, you must register for this promotion at the Mox app by clicking Mox Rewards and make eligible transactions with Mox Credit at Trip.com and designated daily merchants to receive 3% of the purchase amount, subject to a maximum of HK$210 for Trip.com and HK$50 for designated daily merchants. Subject to the terms and conditions of the Trip.com 3% Cash Reward Promotion and the Designated Daily Merchants 3% Cash Reward Promotion.
Feature 4: Split Purchase for Financial Flexibility
Introducing 0% Merchant Split Purchase – spend at designated merchants and you can enjoy:
- 0% interest, 0 fees
- Flexible repayment period between 3-60 months
- Unlimited splits, as many purchases as you want
- Up to 2% Unlimited CashBack on your spending
Easy application with HK$0 annual fee and HK$100 krip extra welcome offer – APPLY NOW!
Your Mox Credit application only takes mere minutes to apply:
- Only need your HKID Card
- Simple document submission process (if required)
- Get an instant application decision and spend right away!
Once you have submitted your application, send us your unique application code (received in your confirmation email) via Instagram @krip_hk and we will directly send you HK$100 via FPS. No strings attached. Get your Mox Credit Card now!
Offers are subject to terms and conditions
To borrow or not to borrow? Borrow only if you can repay!