Sign-Up Offers
HK$1,600 cash rebate (until 2 Sep, 2024)
Terms & Conditions
From now till September 2, 2024 new customers apply for the following designated Citi Credit Card via this website and accumulate eligible spending of HK$8,000 to get an exclusive limited-time welcome offer of HK$1,600 Cash Rebate.
Note:
1. Welcome Offers are not applicable to customers who currently hold, have cancelled or have held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customer").
2. New customers must get successful approval on or before October 2, 2024.
3. New customers must accumulate eligible spending of HK$8,000 or above within first 3 months which include at least 1 eligible transaction each month
Terms and Conditions for Citi Credit Card Limited-time welcome offer of HK$1,600 Cash Rebate:
1. Unless specified, the promotion period is valid from June 4, 2024 to September 2, 2024 both days inclusive (“Promotion Period”).
2. Customers (“Eligible Cardholders”) must submit the application form through the designated website (https://www1.citibank.com.hk/english/credit-cards/promotions/cash-rebate-campaign) during the Promotional Period and successfully apply for a principal card of Citi Prestige Card, Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Mastercard, Citi Rewards UnionPay Credit Card , Citi Octopus Platinum Card, Citi HKTVmall Card or Citi The Club Credit Card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) and have their Eligible Card successfully approved by October 2, 2024. If customers do not apply eligible card through the designated website, customers are not entitled to receive any offer for this promotion.
3. Unless otherwise specified, the Welcome Offers are not applicable to customers who currently hold, have cancelled or have held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card (“New Customer”).
4. Students are not eligible for this credit card promotion. All student applicants are only eligible to enjoy the designated Citi Student Credit Card welcome offer.
5. Each Eligible Cardholder is entitled to one welcome offer only (Except for applicants of Citi Prestige Card).
6. Eligible Cardholders are entitled to the following welcome offer upon successful physical card activation within a month since from the date of card issuance and fulfilling the below relevant reward condition (“Welcome Offer”):
Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Mastercard, Citi Rewards UnionPay Credit Card, Citi Octopus Platinum Card, Citi HKTVmall Card or Citi The Club Credit Card:
- HK$1,600 Cash Rebate by accumulating spending of HK$8,000 or above within first 3 months* from the date of card issuance which include at least 1 eligible transaction each month.
Citi Prestige Card:
- HK$1,600 Cash Rebate by accumulating spending of HK$8,000 or above within first 3 months* from the date of card issuance which include at least 1 eligible transaction each month and 360,000 Points (30,000 Miles) by paying the first annual fee of HK$3,800.
*For example, when the Eligible Card issue date of a New Customer is on June 16, 2024, then the first month is from June 16 to July 15, 2024; the second month is from July 16 to August 15, 2024; the third month is from August 16 to September 15, 2024.
7. All posted transactions and monthly installments of billed Merchant Installment Plan conducted by principal and supplementary card(s), if applicable, are included in the Spending Conditions calculation. Ineligible transactions, including but not limited to, transactions through Faster Payment System (FPS) services, Octopus Add Value Service transactions (including via e-wallet/ other method to top up Smart Octopus), cash advances, withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, “FlexiBill” Installment Program and “PayLite” Installment Program and Quick Cash Installment Program, payment to the Inland Revenue Department, online bill payment or utilities bill / insurance transactions made with Eligible Card via internet banking or online payment system, all payments made using “Citi PayAll Service”, mutual funds payment, fees & charges, casino transactions, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions.
8. Fulfillment letter of Welcome offer:
a. Cash Rebate: will be credited to Eligible Cardholders’ card account within 5 calendar months upon the month of meeting the reward conditions/spending conditions.
b. Points: Citi Prestige Cardholders, points will be credited to the eligible Principal Cardholder’s account two (2) calendar months after the first year annual fee has been fully paid. (Citi Prestige Cardholders can choose to convert their Points to miles with and of the following Mileage Programs: Cathay, British Airways Executive Club, Emirates Skywards, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, IHG Rewards Club, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus or Virgin Atlantic Flying Club. The exchange is subject to the conversion rate of the chosen Mileage Program. Citi Prestige Cardholders can also choose to convert Points to equivalent in Rebate which is subject to the Citi ThankYou Rewards Terms and Conditions and the Citi "Pay with Points – Merchants' Online Platforms Service" Terms and Conditions.)
9. If Eligible Cardholders select more than one welcome offer on the application form, Citibank reserves the right to provide only one of the welcome offers at its sole discretion.
10. Welcome offers cannot be changed once indicated on the application form, nor transferred to another person, cancelled, reversed nor exchanged for cash.
11. Eligible Cardholders’ Eligible Card accounts must be valid and in good standing during the entire Promotion Period and fulfillment period in order to enjoy the welcome offers.
12. In case of any fraud/abuse/reversal or cancellation of transactions included in the calculation of the spending conditions, Citibank reserves the right to debit from the Eligible Cardholders’ credit card accounts the equivalent amount of the welcome offers awarded under this promotion without prior notice.
13. All welcome offers are available on a first-come-first-served basis while stocks last. Citibank reserves the right to grant an alternative offer in case of shortage.
14. The promotions, products and services mentioned in the referenced document are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Brazil, New Zealand, Jamaica, Ecuador or Sri Lanka. The referenced document is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the promotions, products and services mentioned therein to such individuals.
15. Citibank is not a supplier of the products or services provided and shall not be responsible for any matters relating to the products or services provided. The respective merchants are solely responsible for all obligations and liabilities in relation to such products or services. Upon redemption, all the products or services cannot be replaced, returned or refunded.
16. Citibank and the respective merchants reserve the right to amend these and other relevant Terms and Conditions at any time without prior notice.
17. All matters and disputes will be subject to the final decision of Citibank and the respective merchants.
18. In case of discrepancy between the English and Chinese versions, the English version shall prevail.
Who is it For?
Consumers who prefer to earn unlimited stress-free cashback all year round on local and foreign currency spending.
Card Categories
Shopping, Dining
Min. Annual Income
HK$120,000
Miles/Cashback Rate
2% on local dining and hotel spending, and spending in foreign currency; 1% cashback on all other local spending
Annual Fee
HK$1,800 (first year waived)
Key Features
- 2% cashback on local dining and hotel spending, and spending in foreign currency
- 1% cashback on all other local spending
- All rebates are automatic with no cap
- Purchase protection insurance against damages, loss or theft
Rates & Fees
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1.5% of statement balance
- Late Charge: HK$300 or the minimum payment due, whichever is lower
- Overlimit Charge: HK$180 per monthly statement
- Retail Purchase APR: 34.28%
- Cash Advance APR: 35.81%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 58 days